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The No Claims Discount (NCD) is a common feature in car insurance.Never be afraid to ask your car insurance expert questions when taking out cover.Was this article helpful?What's the biggest No Claims Discount I can get on my car insurance?So how do you get one?Our sales agents will often be asked what step back bonus protection actually means.For example, if you had a 50 no claims discount, it could be 'stepped back'.Simply put, it means that if you make a claim superbalist promo code or someone else makes a claim against you, you will lose part of your no claims bonus.
Simply put, it encourages safer driving behaviour.
If you pay to protect the NCB and then make a claim the premium rises, often significantly.
This varies, but you will lose some haix boot store promo code or part of your NCD in the event that you make a claim or if someone makes a claim against you.
Can you keep my no claims bonus if I don't own insurance for a period of time?
See more, customer Service, follow, having a protected bonus means that you will not lose all that bonus in the event of a claim.
Submit a request, return to top, related articles.We take a quick look at these two common terms and explain what they both mean and how they affect your car insurance policy.Sometimes, your insurer may protect your no claims only up to the value of a certain amount or for a number of claims per year.It allows you to make up to two unlimited claims in a three-year period without losing your No Claims Discount.Ask questions about your" such as: How long is the" valid for?Many insurers offer you the chance to protect your NCD by adding a small fee to your premium.For information on No Claims Discounts and Car Insurance, visit here.What are the limitations?From August, all sales material will have to specify how much an NCB is worth and what the cost would be in the event of a claim.In turn, this means that the discount you receive from your insurer will be protected in the event of a claim.Zurich says that its future policy wording will state that NCB will not protect the overall price of an insurance policy which may increase after an accident, even a no-fault one.How does no claims bonus work?