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For even more great ideas follow.» more: Best prepaid debit cards Can I get a refund for the card?NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence.Adding to the confusion, the word prepaid may be on packaging for a network-branded gift card or a prepaid debit card.Heres how we make money.Or these are perfect for a graduation party.» more: Prepaid debit cards: The basics, here are five questions and answers to help shoppers choose the right card for their gift.Legally cannot have fees charged until after the first year.If not used, a prepaid debit card balance can drop.Store-specific gift cards can also be loaded with money are dental discount plans worth the money at checkout, but these typically dont have a purchase fee.
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Some cards, such as Bluebird, let you register and add secondary cardholders as young as 13 years old, but consider if you want to go through the hassle of opening a card account and adding a linked account for a graduate.
With either, youll have to add money before using the card.
Some are prepaid debit cards, which have fees that could eat away at the value of the gift until theres nothing left.
Think about where your graduates headed and get a gift card thatd be useful for their next stop tj hunt discount code in life, Hunter says.How to tell the difference?If you buy a prepaid debit card by accident or the person who receives the card isnt interested in it, the gift amount isnt lost.This usually means supplying a Social Security number and other personal information to the card company.May have monthly maintenance fees, even if theyre not used, or inactivity fees.On this site I like to share all things creative from recipes to home decor to gifts and home decor ideas.When buying a gift card for a new graduate, be careful what you grab not all plastic cards hanging on retailers racks are gift cards.